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Erna Alberto Guetsa is a Consultant in the Banking & Foreign Exchange practice group. She provides consulting services to domestic and foreign clients in various fields of law, with a focus on banking, financing, foreign exchange and insurance.

This includes drafting and negotiation of finance documents such as security documents, foreign exchange approvals for the financing, issuance of related capacity and enforceability legal opinions, among others.

She advises on regulatory matters, straight loans, local financing and various other types of financing and also assists with insurance matters with focus on regulatory issues.

Erna’s range of clients include local and international banks, international and national trade companies and developments banks, among others.

Experience has included advising:

  • Several companies regarding Central Bank procedures, on the current legal framework and changes in financial legislation.
  • International and national companies as well as investors on various transactions, including drafting and execution of financial agreements.
  • Financial institutions and Insurance companies on day-to-day operations.
  • On the Incorporation of different types of companies.
  • Several companies on the transfer of quotas.
  • Several companies with its divestment in Mozambique. 


Professional Qualifications

  • Lawyer admitted to the Mozambique Bar Association (2015)


  • Eduardo Mondlane University, Law Degree (2012)


  • Ranked as Rising Star in IFLR1000 (2021)
  • Best Speaker at Eduardo Mondlane University for moot court (2019)

 Prior Experience

  • 2010 to 2018, Trainee / Lawyer, Mozambique-based law firm


  • Member of the Mozambique Bar Association